Real estate appraisal services for homeowners in the city of Choudrant and Lincoln County

Here are the top seven reasons why LA homeowners need Appraisals Plus:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge Lincoln county's assessment of your propertyvalue
To lower a monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate

Own a house in or near Choudrant, LA and need help deciding the price of it?
Contact Appraisals Plus.

We at Appraisals Plus understand the particular needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.

Appraisals to remove PMI

A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping homeowners just like you abolish unwanted PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Appraisals Plus is your strongest weapon.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Appraisals Plus can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for verity? In a field review we will go out and check the subject and comparables. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.